The Consumer Finance Protection Bureau has published a guide for Buyers seeking a mortgage entitled “Your Home Loan Tool Kit – A Step-by –Step Guide”. The link for this toolkit is set forth here.
It explains the mortgage lending process and how you can shop for a mortgage lender and a closing or settlement company. It also provides copies of the forms utilized. It also helps explain how to choose the best mortgage for you, define what is affordable, how to estimate your monthly payment, etc.
Another useful link is www.consumerfinance.gov/know-before-you-owe.